感謝您愛用及更新「聰明貸款」，我們重視使用者的心聲，歡迎給我們任何回饋
2. be assured that OFSHK is a licensed income lender and all monetary merchandise provided by OFSHK are in compliance with pertinent legal guidelines and polices in Hong Kong.
合法的貸款公司在對保前是不會需要你的身分證證件的正本！也不需提供存摺培養進出記錄的。
Brigit’s immediate Cash products provides buyers access to a cash advance of as many as $250 with no stress of fascination or costs.
現在，多間銀行推出「綠色按揭」計劃，按揭申請過程全無紙化，由遞交按揭申請、上載申請文件、查閱批核結果至日常賬單管理，全程線上辦理，將按揭服務數碼化，推動減碳環保，申請「綠色按揭」亦可獲得額外優惠，以吸引業主購入符合綠建環評原則的物業，並進一步提倡環保理念。
SoFi’s cell app can be utilized for banking, 財務市場 investments and loans. the organization’s loan items include pupil loan refinancing, non-public student loans and personal loans for such things as property improvement projects and weddings.
So in case you’re eligible for $two hundred, your ideas can’t whole much more than $200 inside of a year. The app also refunds users if it will cause an overdraft charge. This cost is often a important worry for customers and consumer advocates, and an assurance that a borrower gained’t shell out a single is exceptional.
quick cash within an unexpected emergency: Some apps can instantly deposit funds into your checking account — but they frequently charge an extra rate for that services.
以下是中銀本地轉賬的處理時間，服務時間為星期一至五，不適用於公眾假期。如果你在截數時間之後發出匯款指令，銀行將在下一個工作天處理你的申請。
Kikoff features credit building alternatives meant to assist consumers’ economic targets. Its credit history account providing allows associates finance purchases and sets them up with minimal every month payments to allow them to make on-time payments to help with improving their credit score scores.
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Employer-based mostly developments may perhaps cost expenses, Nonetheless they tend to be decrease than cash advance application costs and employers may possibly address them. Earned wage obtain corporations choose as many as a few days to deliver cash, which is on par with cash advance apps.
財務公司相比起銀行的最大弱點就是利息高。當然，批錢多、快、易的背後，利率高也是很正常，畢竟財務公司也要賺錢搵食。但在於借款人來說，利率越低也是越會吸引到他們的因素。而無論是銀行還是財務公司，利息、利率這回事，都是日新月異，所以我們無法在此下結論說某一家財務公司就是全港最平。
另外，以下幾間財務公司雖然未至於能入選以上幾個指標之最，但筆者認為他們值得一個特別的部分去作獨立介紹：